Cedar Park is home to about 78,380 people (U.S. Census Bureau, 2024 estimate). Roughly 91% of them live in Williamson County and about 9% in Travis County. It is also home to one of Williamson County's four justice courts, which is often where a credit card or debt buyer suit against a west-side resident ends up.

Texas Debt Law defends people sued for consumer debt in Cedar Park and the surrounding area, for flat fees, mostly by phone, text, email and e-filing.

Free Case Evaluation(214) 945-0000

The Justice Court in Cedar Park

Williamson County's Justice of the Peace, Precinct Two is at 350 Discovery Boulevard in Cedar Park. The county describes Precinct Two as covering the western corridor of the county. Its page says all civil filings, including answers, may be filed through eFiling for Texas.

Justice courts in Williamson County hear civil suits with up to $20,000 in controversy (Gov't Code § 27.031), and any party can request a jury, according to the county's justice courts page. Not every Cedar Park address is in Precinct Two; the county's address search or your voter registration card will tell you your precinct.

If the suit is over $20,000, or the plaintiff chose a higher court, look for "County Court at Law" or "District Court" on the citation. Those courts sit at the Justice Center in Georgetown (county courts, district courts).

If You Live in the Travis County Part of Cedar Park

About one in eleven Cedar Park residents lives in Travis County. A case against one of them may be filed in a Travis County justice court instead. Travis County has five justice of the peace precincts, and its precinct map shows which covers your address. The deadlines are the same either way.

A Checklist for This Week

Find the service date and the court name on the citation.
Calculate the answer deadline. Justice court: end of the 14th day after service (Tex. R. Civ. P. 502.5). County court at law or district court: 10:00 a.m. on the Monday after 20 days (Rule 99(b)). Our answer deadline calculator does the math.
Find the date of your last payment, if you can. It helps us check the four-year limitations period (Civ. Prac. & Rem. Code § 16.004).
Keep every letter and voicemail from collectors. They may matter for your defense or for a separate claim.
Call us before the deadline, not on it.

What the Plaintiff Has to Prove

A lawsuit is not proof. Whoever sued you has to show the court, with admissible evidence:

That it owns the account. For a debt buyer, that means records of each sale, tied to your account number, not just a spreadsheet summary.
That there was an agreement and that you were bound by it.
That the amount is correct, including any interest and fees the agreement allowed.
That the claim is timely. A debt buyer can't sue on time-barred consumer debt (Fin. Code § 392.307).

We hold the plaintiff to each element. If it can't carry its burden, we push for dismissal. If the evidence is there and you want the case over, we negotiate and get the agreement in writing.

Pricing

A single flat fee based on the lawsuit amount, starting at $400. Payment plans available. Phones are answered seven days a week.

Amount of the Lawsuit	Our Flat Legal Fee	Payment Plan
Less than $1,000	$400	Up to 2 months
$1,001 – $3,000	$500	Up to 2 months
$3,001 – $5,000	$750	Up to 3 months
$5,001 – $7,500	$1,000	Up to 4 months
$7,501 – $10,000	$1,250	Up to 6 months
$10,001 – $12,500	$1,500	Up to 6 months
$12,501 – $15,000	$1,750	Up to 6 months
$15,001 – $20,000	$2,000	Up to 6 months
Over $20,000	Call for Pricing

Collector misconduct can give rise to claims under the FDCPA and Texas Debt Collection Act. Those claims are handled as a separate service.

Free Resources

Precinct Two's self-help list. Texas Law Help, Texas Court Help (with videos in English and Spanish) and the Texas State Law Library's self-help pages. Self-represented litigants.
Texas RioGrande Legal Aid lists Williamson and Travis among the counties it serves. Free services depend on eligibility. TRLA offices.
Case search: Williamson County judicial records.

These resources are independent of our firm.

Cedar Park FAQs

Can I just mail my answer to the court on Discovery Boulevard?

Precinct Two accepts documents by mail, but mail takes time, and the answer has to be filed by the deadline. We file electronically, which gives a clear filing record.

Will my trial be in Cedar Park?

If your case is in Precinct Two, its hearings and trial would be handled by that court. If it is in a county court at law or district court, it would be in Georgetown. Many debt cases resolve without a trial, but we prepare as if yours will go to one.

The plaintiff is a company I've never heard of. Do I owe it anything?

Maybe not. Debt buyers often sue in their own names after buying accounts from banks. Whether it can prove it owns your account is one of the first things we examine.

I live in Cedar Park, but my case is in Travis County. Does the Discovery Boulevard court have any role?

No. A Travis County case stays in the Travis County court named on the citation, and that court sets the hearings. Precinct Two only handles cases filed there. If you believe your home is actually in Williamson County, tell us; the county you live in can matter for where the case belongs.

What if I already lost by default?

Call promptly. Some default judgments can be challenged, and many can be settled. See post-judgment debt settlement; we charge the same flat fees. Current wages can't be garnished for consumer debt (Tex. Const. art. XVI, § 28), and your homestead and up to $50,000 in personal property ($100,000 for a family) are generally exempt (Property Code chs. 41 and 42).

Contact Us

Call or text (214) 945-0000, or request a free case evaluation online. Our debt lawsuit questions page answers more general questions. We also serve Leander and Round Rock.

Helpful guides

General information, not legal advice for your case.