Debt lawsuit defense across Texas · Flat fees from $400 · Free case review

Texas Debt Law

Debt buyers and collection agencies

Can the collection law firm also be a debt collector?

Short answer

Yes. Lawyers who regularly collect consumer debts, including by filing lawsuits, can be debt collectors under the FDCPA. They must follow its rules, such as not misrepresenting the amount or legal status of a debt.

Helpful next

Sources

Updated November 2026. General information about Texas law, not legal advice for your case. Laws and court rules change; we review these answers regularly.

More about debt buyers and collection agencies

All 119 questions →

Been served with a debt lawsuit?

Don’t let the deadline pass. Get a free case review today.