Sued by Credit Corp Solutions in Texas: Names, Disputes and Defenses

If you have been served with a Texas lawsuit by Credit Corp Solutions Inc., you may have heard from the company earlier under a name you did not connect to it, such as Tasman Credit. Either way, the company is claiming it bought an account you once had with a bank, lender, phone company or utility. Here is how to confirm who is suing, what you can dispute, and what to do before your answer deadline.

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Who Is Credit Corp Solutions?

The company's website (creditcorponline.com) describes Credit Corp Solutions as "a receivables management company that purchases and collects consumer debt," and says it buys past-due debts from banks, finance, telecom and utility companies. The site states plainly: "Please understand that Credit Corp Solutions is a debt collector."

According to its contact and dispute pages, the company can be reached at (800) 483-2361, its Customer Care line is 855-323-1869, and its mailing address is Credit Corp Solutions Inc., 63 East 11400 South #408, Sandy, UT 84070. It lists Nationwide Multistate Licensing System number 1113194.

Trading names you may have seen

The website states that "Tasman Credit, Tasman Credit Corp and Credit Corp Collections Agency are trading names of Credit Corp Solutions Inc." A letter signed by one of those names and a lawsuit filed by Credit Corp Solutions Inc. may be about the same account. The lawsuit, though, must be brought by the entity that actually owns the debt, so note the exact plaintiff name in the petition.

Texas Secretary of State bond

Under Finance Code § 392.101, a third-party debt collector must file a surety bond with the Texas Secretary of State. On November 3, 2026, the registry showed an active bond for Credit Corp Solutions, Inc., file 20190007, filed January 11, 2019, issued by Hartford Casualty Insurance Company, with a Draper, Utah address. An earlier 2012 filing was canceled in 2019. The Secretary of State notes that registry addresses were current when filed, which is why the address there differs from the one on the company's site.

Texas Debt Law is not affiliated with Credit Corp Solutions Inc. or any of its trading names.

File an Answer First

• Justice court: by the end of the 14th day after service (Texas Rule of Civil Procedure 502.5).
• County court at law or district court: by 10:00 a.m. on the Monday after 20 days from service (Rule 99(b)).

Disputing the debt with the company, or setting up a payment arrangement online, does not answer the lawsuit. Use our answer deadline calculator, file with the court, and confirm the cause number with the clerk using contact information from the court's own website.

The Validation Notice and Your Right to Dispute

In its first communication or within five days after it, a debt collector must give you validation information: who the creditor is, the itemized amount, and how to dispute (15 U.S.C. § 1692g; Regulation F, 12 C.F.R. § 1006.34). If you dispute in writing within the validation period, the collector must stop collecting until it sends verification of the debt (§ 1692g(b)).

Credit Corp's dispute page accepts disputes online, by phone, by email and by mail to its Customer Care department in Sandy, Utah. A written dispute sent by a method you can prove is the best record. Keep a copy of what you sent and what came back. Our pages on validation notices and how to dispute a debt go through the steps.

A dispute is not a defense to the lawsuit by itself. But the response, or the absence of one, often shows what records the company has, and the dates on the validation notice can help with limitations.

Credit Reports

A debt buyer that reports an account to the credit bureaus is a "furnisher" under the Fair Credit Reporting Act. When you dispute an item through Equifax, Experian or TransUnion, the bureau notifies the furnisher, which must investigate and correct or delete information it cannot verify (15 U.S.C. § 1681s-2(b)). Disputing through the bureaus creates that duty; disputing only with the company does not. Pull all three reports and compare the dates, balance and original creditor with the petition.

If the Account Is Not Yours

Telecom and utility accounts are sometimes opened in another person's name. Since September 1, 2025, Texas Finance Code § 392.308 requires a creditor or collector that receives a court order declaring you a victim of identity theft to stop collecting the debt that resulted from the theft. The protection depends on the court order, so start early. See our update on Texas H.B. 4238, and raise identity theft in your answer.

What Credit Corp Must Prove

Credit Corp has to prove the account and its right to collect it. With a phone or utility account, the "agreement" may be a service contract and a billing history rather than a cardholder agreement. In either case, the company needs admissible evidence of the original contract and your use of the service or account, the default and final balance, each sale or assignment of your account to Credit Corp Solutions Inc., and the basis for any amount added after charge-off.

In justice court, Rule 508.2 requires an assignee's petition to identify the original creditor, prior holders and the assignment date, and Rule 508.3 requires proof of how the plaintiff acquired the account before a default judgment can be entered. Debt buyers typically rely on business records affidavits under Texas Rules of Evidence 803(6) and 902(10), and the affiant must be able to lay a foundation for records created by the original company.

Limitations

Texas generally allows four years to sue on a debt (Civil Practice and Remedies Code § 16.004). A debt buyer cannot sue on a consumer debt after that period, and a later payment does not revive it (Finance Code § 392.307). Regulation F prohibits debt collectors from suing or threatening to sue on time-barred debt (12 C.F.R. § 1006.26(b)). Small phone and utility balances can sit for years before a suit is filed, so check the dates.

Your Rights and Separate Claims

Credit Corp identifies itself as a debt collector, so the Fair Debt Collection Practices Act applies to its collection of consumer debts. It may not use false or misleading statements (§ 1692e) and must communicate through your lawyer once it knows you have one (§ 1692c(a)(2)). The Texas Debt Collection Act applies as well. If a collector or furnisher violates these laws, you may have a claim. We handle FDCPA and Texas Debt Collection Act claims, when the facts support them, as a separate lawsuit in federal court rather than a counterclaim, and as a separate service from your debt defense. Learn more on our Texas FDCPA attorneys page.

How Texas Debt Law Can Help

We file your answer, sort out which account and which entity are involved, send disputes where they help, plead identity theft and limitations where they apply, and hold Credit Corp to its proof. If a negotiated resolution is better for you, we handle it and review the terms. We represent people across Texas, mostly by phone, email and e-filing, speak Spanish, and answer calls and texts seven days a week.

Debt defense is a flat fee based on the amount of the suit, starting at $400, with payment plans available:

Call or text for a free case review, or read more about our Texas debt defense attorneys.

Sources

• Credit Corp Solutions, home page (business description, debt collector statement)
• Credit Corp Solutions, Contact (phone, mailing address, NMLS number)
• Credit Corp Solutions, Disputes
• Credit Corp Solutions, Trading names
• Texas Secretary of State, Debt Collector Search (search "Credit Corp Solutions")
• 15 U.S.C. § 1692g (validation of debts)
• Regulation F, 12 C.F.R. part 1006 (§§ 1006.26, 1006.34)
• 15 U.S.C. § 1681s-2 (furnisher duties)
• Texas Finance Code ch. 392 (§§ 392.101, 392.307, 392.308)
• Texas Rules of Civil Procedure (Rules 99, 502.5, 508)
• Texas Civil Practice and Remedies Code ch. 16 (§ 16.004)

General information, not legal advice for your case.