Short answer
Mostly no. Both laws cover consumer debts, meaning debts for personal, family or household purposes. Business debt cases rely on contract law and the rules of civil procedure.
Helpful next
Sources
- Fair Debt Collection Practices Act, 15 U.S.C. §§ 1692–1692p (Cornell LII)
- Tex. Fin. Code ch. 392 (Texas Debt Collection Act), incl. § 392.307
Updated November 2026. General information about Texas law, not legal advice for your case. Laws and court rules change; we review these answers regularly.