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Texas Debt Law

Courts, hearings and trial

What is a debt claim case in justice court?

Short answer

A justice court case to collect a debt of $20,000 or less brought by an assignee (such as a debt buyer), a debt collector, a financial institution, or a lender. Rule 508 sets special rules, including what the petition must say and what proof is needed for a default judgment.

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Updated November 2026. General information about Texas law, not legal advice for your case. Laws and court rules change; we review these answers regularly.

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