Short answer
A sworn statement used to get business records into evidence without a live witness. Debt buyers often use affidavits from their own employees about records created by the original bank. Whether those records are admissible can be challenged.
Helpful next
Sources
- Texas Rules of Evidence (Texas Judicial Branch)
- Texas Rules of Civil Procedure (Texas Judicial Branch)
Updated November 2026. General information about Texas law, not legal advice for your case. Laws and court rules change; we review these answers regularly.