Short answer
Your actual damages, statutory damages of up to $1,000 per lawsuit, and your attorney's fees and court costs. The Texas Debt Collection Act provides its own remedies, including actual damages and attorney's fees.
Helpful next
Sources
- 15 U.S.C. § 1692k (civil liability) (Cornell LII)
- Tex. Fin. Code ch. 392 (Texas Debt Collection Act), incl. § 392.307
Updated November 2026. General information about Texas law, not legal advice for your case. Laws and court rules change; we review these answers regularly.