Short answer
A federal law that bans abusive, deceptive and unfair practices by debt collectors. It limits calls, requires a validation notice, lets you dispute the debt, and gives you the right to sue for violations.
Helpful next
Sources
- Fair Debt Collection Practices Act, 15 U.S.C. §§ 1692–1692p (Cornell LII)
- Regulation F, 12 C.F.R. part 1006 (eCFR)
Updated November 2026. General information about Texas law, not legal advice for your case. Laws and court rules change; we review these answers regularly.