Short answer
No. Only filing an Answer with the court protects you. Phone calls, letters or payment promises to the collector or its lawyer don't extend the court's deadline unless the court signs an order or the parties file an agreement.
Helpful next
Sources
- Texas Rules of Civil Procedure (Texas Judicial Branch)
- CFPB: What should I do if I'm sued by a debt collector or creditor?
Updated November 2026. General information about Texas law, not legal advice for your case. Laws and court rules change; we review these answers regularly.