Short answer
Yes, after a judgment a creditor can garnish money in your bank account. Some funds are protected: directly deposited Social Security and other federal benefits get automatic protection, and you can claim exemptions for other exempt funds.
Helpful next
Sources
- Tex. Civ. Prac. & Rem. Code ch. 63 (garnishment)
- 31 C.F.R. part 212 (federal benefits in garnished accounts) (eCFR)
- Tex. Prop. Code ch. 42 (personal property exemptions)
Updated November 2026. General information about Texas law, not legal advice for your case. Laws and court rules change; we review these answers regularly.